With an extensive network with the banks and financial institutions, Ntrust receives latest updates and promotional rates in place to ensure ultimate cost savings. In some events, we are even able to secure a preferential rate as we work closely with our supportive bankers.
Know your maximum loan eligibility simply by providing basic financial information. Our consultants assess your loan repayment ability through TDSR (Total Debt Servicing Ratio) calculation, regulated by MAS (Monetary Authority of Singapore)
Ntrust Consultancy provides complimentary advisories and services on personal housing loans (new/refinance). There are no hidden fees/charges from our end. We value the trusts from our clients with being “transparent” and provide unbiased advisories.
For AIP applications (Approval-In-Principle), process can be as fast as 1 to 2 working days from submission of full documents, due to the strong support we have with the major banks. In peak seasons or some situations that mitigations are required (e.g., complicated/mixture of incomes, personal credit bureau issues, selected units are on districted areas, etc.), approval may take up to a week or two. Hence, we always advise clients to seek our assistance as soon as they found an ideal unit
THE IMPORTANCE OF REFINANCING
Banks/Financial Institutions calibrates interest according to market economy. Are you aware that the Loan Interest could fluctuate drastically after an initial fixed term of 2 to 5 years? Based on statistics, Borrowers usually save 1% to 3.5% of loan interest through refinancing. Our record-breaking experience was saving our client from paying an interest of 4.94% to 1.40% in Q2 2020. Approach our friendly consultants to assess your current loan package and tap on the latest offering rates
